AmeriPlan® is not insurance—it’s a Discount Medical Plans Organization (DMPO) that gives you instant, no-paperwork savings on healthcare services. By enrolling in an AmeriPlan® membership, you gain access to a nationwide network of dentists, vision centers, pharmacies, chiropractors, and telehealth doctors who have agreed to offer their services at pre-negotiated, discounted rates. You simply show your digital membership card at the time of service and pay the reduced fee—no deductibles, no waiting periods, and no medical exams required.